Facing Threats, Telcos and Other Players Seek to Cut Cost and Complexity of NFC

NFC ecosystem players are moving to simplify the costly and complex process for putting payment applications on secure elements, as they face mounting frustration at the pace of rollouts–and growing threats from such alternatives as host-card emulation.

Among the organizations taking steps is the GSMA, the big trade group representing mobile operators worldwide. The association has already decided to develop a standardized backend and common APIs for mobile operator wallets, hoping to simplify the process that banks and other service providers could use to integrate their applications in the wallets, sources with knowledge of the plans told NFC Times

And the GSMA also is discussing ways to simplify the provisioning of payment applications on SIMs from TSMs. 

Moreover, the trade group is evaluating a bolder plan, likely for the long term, to drastically reduce the cost to banks and other service providers to implement their applications on SIMs, sources said. 

The GSMA initiatives, most of which are still in the discussion stage, are believed to have the backing of such large telcos as Orange, Deutsche Telekom, Telenor, China Mobile and South Korea’s KT. 

The success of the measures depend on just how urgent operators believe the problems besetting the current state of the NFC ecosystem have become. 

Key among the standards organizations that the GSMA will be working with is GlobalPlatform. That includes implementing a GlobalPlatform initiative called the end-to-end simplified deployment framework, which seeks to simplify the provisioning of applications from TSMs to SIMs. 

GlobalPlatform last week published the first version of the framework, a measure that was first proposed by MasterCard Worldwide. 

Words:

1,500 

Graphics: 

  • Simplifying NFC: Ecosystem Players Forced to Get Serious About Cutting Cost and Complexity 
  • Choose Your Configuration: End-to-End Framework Cuts Options to Simplify Implementations

Among Topics Covered:

  • Measures being considered by telco trade group GSMA and telco members to simplify provisioning of applications on SIMs
  • GlobalPlatform’s end-to-end simplified service deployment framework explained
  • Reducing connections: TSM aggregators and hubs

Among companies and organizations mentioned:

GSMA
GlobalPlatform
Orange
Deutsche Telekom
China Mobile
Telenor
KT
MasterCard Worldwide
Google 

This is premium content from NFC Times. 

Read Full Article 

© NFC Times and Forthwrite Media. NFC Times content is for individual use and cannot be copied or distributed without the express permission of the publisher.


HEADLINE NEWS

UPDATED: U.S. Federal Government Awards Grants to Help Transit Agencies Roll Out Contactless Payments and Mobile Ticketing

Feb 18 2021

NFC TIMES Exclusive Insight – U.S. public transit agencies have been keen to remove cash and paper tickets from their buses and trains and to keep more distance between customers and agency staffers because of the Covid-19 pandemic. Now they are getting a new boost from the U.S. federal government in the form of grant funds to enable them to enhance contactless and mobile payments systems, among other measures.

German Transit Agency Plans to Complete Open-Loop Rollout on Buses and Trains This Quarter, Expand to Other Mobility Later

NFC TIMES Exclusive Insight – German transit agency SWB Bus and Bahn plans to fully roll out its contactless EMV fare payments service BONNsmart to its bus and train lines by the end of the first quarter, after launching a pilot last fall, confirmed a spokesman, who added that plans call for eventually expanding the contactless service to payments for parking and such micromobility modes as e-scooters.

Large Private U.S. Bus Company Latest to Adopt Mobile Ticketing in Covid Era

NFC TIMES Exclusive Insight – Academy Bus, a large private commuter and charter bus company serving the U.S. East Coast, has launched its first mobile-ticketing service with the SilverPass app, enabling commuters to purchase digital tickets with credit cards or employer benefit cards.

LA Transit Authority Introduces Virtual TAP Card on Android, Complementing Earlier Launch with Apple

Feb 2 2021

NFC TIMES Exclusive Insight – The Los Angeles County Metropolitan Transportation Authority, or Metro, has followed through with plans to offer Android NFC phone users a way to pay fares with the agency’s TAP closed-loop fare card.

Penetration Rates for Contactless Payments Saw Strong Growth in 2020, including in U.S., Say Networks

NFC TIMES Exclusive Insight – The CEOs of both Visa and Mastercard in their respective earnings calls yesterday confirmed that contactless payments continued to grow as a share of all face-to-face card payments, with consumer fears of handling cash building on already strong growth trends for the technology.

Moscow Metro Sees Continued Growth in Open-Loop Transactions Despite Fall in Ridership from Covid

NFC TIMES Exclusive Insight – The Moscow Metro saw a large increase in contactless open-loop transactions in 2020, despite a sharp fall in ridership because of the Covid-19 pandemic, according to Roman Latypov, a first deputy CEO for the transit agency.

Visa Increases Support for Analog Watches and Other Passive Wearables

NFC TIMES Exclusive Insight – Visa is supporting another provisioning company, Sweden-based Fidesmo, to deliver and manage Visa-generated tokens to passive wearables, such as analog designer watches, keyrings and bracelets. The move, which follows Visa’s support in recent months for at least one other provisioning company serving an analog watchmaker, promises to expand use of payments wearables to more issuers, markets and devices.  

U.S. Transit Agency in Pennsylvania Latest to Launch Mobile and Smart Card Ticketing with SaaS Platform

NFC TIMES Exclusive Insight – A mid-tier U.S. transit agency in Pennsylvania is the latest to introduce mobile ticketing with an option for riders to use smart cards to pay for fares, using a software-as-a-service ticketing platform from a start-up.

New York’s MTA Hits OMNY Milestone as Contactless EMV Transactions Continue to Grow

NFC TIMES Exclusive Insight – New York’s Metropolitan Transportation Authority has recorded more than 35 million contactless transactions since it launched its OMNY open-loop fare payments service in May of 2019, and usage continues to increase.

Milan Transit Operator Plans to Give Contactless EMV Fare Payments Larger Role, Including Use with Planned MaaS Platform

NFC TIMES Exclusive Insight – Milan’s public transit operator, Azienda Trasporti Milanesi, or ATM, which began accepting contactless credit and debit cards on its four-line metro in 2018, has begun to expand the EMV payments service to buses. But the agency has much larger plans for the technology.

Boston Transit Authority Makes Aggressive Move to Eliminate Cash in Planned Fare-Collection System

NFC TIMES EXCLUSIVE Insight – The Massachusetts Bay Transportation Authority, or MBTA, in Boston plans to completely do away with cash fare payments on its various transport modes when it rolls out its massive new fare-collection system, an MBTA official told attendees during a recent virtual conference.

Israel Launches Nationwide Mobile-Ticketing Scheme; Moovit, Others Provide Apps

NFC TIMES Exclusive Insight – Israel this week launched a nationwide mobile-ticketing system, enabling riders to pay for trips on buses and later on railways, with the charges assessed at the end of each month.