NFC Times Exclusive: NFC ecosystem players are moving to simplify the costly and complex process for putting payment applications on secure elements, as they face mounting frustration at the pace of rollouts–and growing threats from such alternatives as host-card emulation.
Among the organizations taking steps is the GSMA, the big trade group representing mobile operators worldwide. The association has already decided to develop a standardized backend and common APIs for mobile operator wallets, hoping to simplify the process that banks and other service providers could use to integrate their applications in the wallets, sources with knowledge of the plans told NFC Times.
And the GSMA also is discussing ways to simplify the provisioning of payment applications on SIMs from TSMs.