IPhone NFC Buzz Grows Louder, Could be More than Speculation

There is no confirmation yet that Apple will adopt NFC for the forthcoming iPhone 6, but some sources have told NFC Times they believe there is substance to the rumors that Cupertino is finally ready to adopt the technology this year.

UPDATE: While the sources do not have direct knowledge that Apple is planning to introduce NFC on its next iPhone, they are generally plugged into the NFC ecosystem. Moreover, they have not been part of what has become an annual rite of groundless speculation in past years that Apple would embrace NFC. END UPDATE.

Unlike that past speculation–much of which dwelled on Apple’s purported designs on the payments industry with its hundreds of millions of iTunes accounts on file–the sources told NFC Times that if Apple adopts NFC in the iPhone 6 this year, it would take the conventional approach. That means it would support established payments brands, such as Visa, MasterCard and China UnionPay and probably include an embedded secure element and perhaps support NFC SIM cards with the controller.

UPDATE: It would likely use generic payment applets supporting the various payment scheme applications, such as Visa payWave, MasterCard PayPass and, in China, UnionPay's Quick Pass. It might be possible to have an applet supporting both payWave and PassPass. The generic applet or applets would reduce hassles provisioning the application and personalizing it, and reduce the required TSM services. Personalization might be done on the back-end, according to sources. Some believe Apple is also doing deals with banks directly. END UPDATE.

Still, while promising for backers of NFC, this remains within the realm of speculation. And the information is separate from an analyst report released yesterday by Morgan Stanley, which has garnered much attention the past 24 hours, predicting Apple would adopt NFC using an NFC controller from NXP Semiconductors and likely also an embedded secure element from NXP. 

Of course, even if the analysts have it right this year, their conclusions are not based on any new or revealing information. The Morgan Stanley report, though well-researched, offers no direct evidence of Apple's NFC intentions. If Apple does adopt NFC, however, NXP would be the obvious supplier.

Words: 

1,300 

Among Topics Covered:

  • Sources sound positive tones for NFC backers about possibility of an NFC-enabled iPhone 6
  • Waiting for confirmation of Apple’s embrace of NFC technology
  • Morgan Stanley Report: well-researched but no direct evidence of Apple’s NFC intentions
  • NFC-enabled iPhone–a likely bounty for NXP Semiconductors
  • China would be a key market for NFC-enabled iPhone 

Among companies and organizations mentioned:

Apple
NXP Semiconductors
China UnionPay
Morgan Stanley
Broadcom
Samsung Semiconductors
VeriFone

This is premium content from NFC Times.

Read Full Article 

© NFC Times and Forthwrite Media. NFC Times content is for individual use and cannot be copied or distributed without the express permission of the publisher.

HEADLINE NEWS

Transport Officials in Sydney See Growing Demand for Contactless Fare Payments but Have No Plans to Retire Closed-Loop Opal

NFC TIMES Exclusive Insight – Transport officials in Australia have released figures on use of contactless payments in Sydney and New South Wales, showing that customers tap their contactless credit and debit cards and NFC devices for an average of 1.5 million transactions per week, accounting for a relatively small but respectable number of transactions.

Insight: Moovit and Cubic Betting that MaaS Can Help U.S. Transit Agencies Regain Lost Ridership

Jan 24 2020

NFC TIMES Exclusive Insight – With public transit ridership decreasing in most large U.S. cities over the past five years, transit authorities are more open to becoming part of Mobility-as-a-Service platforms, which could potentially increase ridership for their rail and bus networks while offering customers options for the first and last mile. 

Philadelphia Transit Authority Confirms Plans for Launch of Open-Loop Payments after Delays

NFC TIMES Exclusive Insight – The Southeastern Pennsylvania Transportation Authority, or SEPTA, in Philadelphia plans to introduce open-loop payments of fares, with a pilot scheduled for around June, a spokesman confirmed to NFC Times. It makes SEPTA part of a small but growing number of U.S. transit agencies that are accepting payments of fares from contactless bank cards and NFC wallets or are planning to do so.

Contactless Payments of Fares Gets Slow Start in Miami, According to Figures

NFC TIMES Exclusive – Take-up of open-loop contactless payment of fares in Miami-Dade County, Fla., has been slow so far, more than four months after transit

Mobility as a Service Continues to Get Rolling with Uber Expanding Service to Second U.S. City

NFC TIMES Exclusive Insight – Mobility as a service is expected to reshape the traditional transport industry, and while it is just getting rolling, the pace is starting to pick up. The latest bit of momentum came this week when global ride-hailing service Uber announced it will enable mass transit riders to buy and redeem tickets from its app in a second U.S. city, Las Vegas.

Contactless EMV Card Rollout in U.S. to Pick Up Speed in 2020, but Shape of Adoption Remains Unclear

NFC TIMES Exclusive Insight – With contactless EMV cards expected to have a significant footprint in the U.S. in 2020, the debate continues over whether the rollout will promote or harm take-up of NFC mobile payments and whether contactless open-loop transit payments will make a real impact on use of contactless at the retail point of sale.

More Open-Loop Transit Payments Services to Launch in Taiwan

Dec 24 2019

NFC TIMES Exclusive Insight – Taiwan’s airport train service will begin accepting Visa- and Mastercard-branded credit cards starting next month, making it the second mass-transit service on the island nation to support open-loop payments for fares.

In-Depth: China Moving Forward On Face Payments of Transit Fares, Despite Some Hesitation by Users of Technology

NFC TIMES Exclusive Insight –  More and more Chinese cities are trialing use of facial recognition technology for transit ticketing, a development that could enable users to avoid either cards or smartphones to pay fares on subways and other modes of transit.

Apple Launches Express Transit in London; Mobility Service also Adds NFC Payments Feature in Apple Wallet

NFC TIMES Exclusive Insight – Apple has expanded its Express Transit service to another major market, enabling Apple Pay users to pay for fares on Transport for London-run trains and buses without first authenticating themselves on the NFC devices.

Analysis: Outlook Remains Dim for Bank Mobile Wallets as Another Major Bank Plans to Shut Down its Wallet App

NFC TIMES Exclusive Insight – Major Dutch bank ABN Amro will discontinue its NFC-enabled mobile wallet in January, a little more than three years after launching the app in late 2016, with the bank acknowledging that few customers use the service.

Use of Contactless EMV to Pay Transit Fares Accelerating, According to Two Agencies That Launched Service This Year

NFC TIMES Exclusive Insight – Two transit agencies, one large and one small, that began accepting contactless bank cards and NFC wallets to pay fares in recent months are reporting that use of the new payments services is accelerating among their customers.

More Transit Authorities and Operators, Including Those in UK, to Support Google Pay

Nov 6 2019

NFC TIMES Exclusive – San Francisco Bay Area transit authority MTC has confirmed to NFC Times that it will support mobile payments with its closed-loop Clipper transit card, including with Google Pay, by the end of 2020.