Topic “Canada”

Deal with AmEx Highlights Continued Problems Frustrating Apple as It Seeks to Expand Apple Pay

NFC Times Exclusive Insight – Apple’s announcement of its expansion of Apple Pay to five more markets, including Australia and Canada this year, with only one major issuer– American Express–underscores the problems the tech giant is having in signing up banks for the overseas expansion of its mobile-payments service.

Canadian Telcos Refuse to Give up On SIM-Based NFC, Though Many Challenges Lie Ahead

NFC Times Exclusive Insight – The head of the Canadian telco joint venture Suretap Wallet told NFC Times that this week’s launch of the telco’s new wallet service was not prompted by the expected expansion of Apple Pay into Canada later this year.

Apple Gets Some Pushback from Banks as It Seeks to Expand Apple Pay Abroad

Apr 20 2015

NFC Times Exclusive Insight –Apple is getting some pushback from banks as it seeks to expand its payments service, Apple Pay, outside of the U.S., where its U.S. business model along with other characteristics of the U.S. market will not translate well, NFC Times has learned.

RBC: HCE Pilot to Lead to 2015 Commercial Launch; But Bank Says it Will Keep Hybrid Payments Service

NFC Times Exclusive – The Royal Bank of Canada plans a commercial launch of host-card emulation in 2015 following a small employee pilot of HCE payments, but declined to specify a date, head of payments innovation Jeremy Bornstein told NFC times in an interview.

Case Study: One Year on, Tim Hortons' HCE App Not Yet Available for Android Devices

NFC Times Exclusive – A year after its launch of closed-loop HCE NFC payments for BlackBerry 10 devices, Canadian-based coffee chain Tim Hortons has yet to roll out HCE for Android, continuing to offer only a bar-code-based version of the gift card service instead on non-BlackBerry platforms, although mobile app and HCE vendor Clearbridge Mobile says the BlackBerry launch received a positive response from customers.

Canada’s Desjardins Expects Gradual Adoption of New SIM-Based NFC Payments; Interested in HCE

Quebec-based credit union Desjardins says that it expects gradual, or what it calls “progressive,” adoption of the SIM-based NFC mobile payments service, which it launched commercially this week, following an earlier soft launch.

Canadian Telco Joint Venture EnStream Expands TSM Offer Via BlackBerry Deal

Canadian telco joint venture EnStream has signed a new three-year deal with BlackBerry, as it expands its TSM service into provisioning secure payment applications for Canadian banks.

Another of Canada’s Major Banks Launches NFC Payments

Canada’s TD Canada Trust today announced the launch of its NFC-enabled TD Mobile Payment service, a Visa-branded credit application, which will be available on NFC SIM cards issued by all three of Canada’s major mobile operators.

Canada’s Largest Bank Combines Cloud with SIM; A New Model for the NFC Ecosystem?

NFC Times Exclusive: RBC Secure Cloud Explained: 
As one of the first commercial launches of cloud-based open-loop payments using NFC, observers will be watching closely how well Royal Bank of Canada’s RBC Secure Cloud service does in the market.

Canadian Coffee Chain Launches Mobile Payments With Host-Card Emulation

Canada-based coffee and fast-food chain Tim Hortons has launched what is believed to be the first full commercial NFC mobile-payments service using host-card emulation.

HEADLINE NEWS

OTI Announces Partnership to Supply Readers, Though Share Price Trades Near Historic Lows

Jan 26 2016

NFC Times Exclusive Insight – Israel-based On Track Innovations has announced a partnership with an undisclosed global provider of magnetic card readers whose products are used in financial self-service terminals, such as ATMs, but the deal has not yet had a substantial impact on OTI's share price, which is trading near historic lows.

Rabobank to Use NFC SIMs from KPN for Rabo Wallet, While Competitors Promote Their Own Wallets

Jan 21 2016

NFC Times Exclusive Insight – Rabobank, one of the big three banks in the Netherlands, announced it will make debit cards for its Rabo Wallet available on NFC SIM cards issued by No. 1 Dutch telco KPN starting in the spring, after having anchored the wallet to embedded chips in Samsung flagship phones starting last year.

Gemalto Continues to Promote Cloud-Based Payments Offer, Though No Commercial Projects Launched Yet

Jan 20 2016

NFC Times Exclusive Insight – France-based Gemalto, which has been heavily invested in trusted service management and NFC SIM cards in the past, is continuing to push cloud-based payments, announcing certification by MasterCard for its full host card emulation offer–with the help of technology from Moroccan-based payments software company HPS.

After SIM-Based NFC Fails, Turkish Banks Try Out HCE as They Seek to Advance Mobile Payments

NFC Times Exclusive – Turkey was among the first countries where NFC got a tryout commercially, led by the largest telco, Turkcell, which launched service in 2011 using, of course, its SIM cards as secure elements.

Case Study: ING Bank Customers Opt for No PIN and Very Low-Value Purchases with New HCE App

Jan 19 2016

NFC Times Exclusive – More than two-thirds of users of the ING Bank’s HCE-based mobile payments service in the Netherlands opt for no PIN entry and prefer to tap their phones for very low-value amounts, according to bank, which launched one of the first HCE mobile payments services in Western Europe in late November. 

Year Ahead for NFC: More HCE Rollouts, Expansion of the ‘Pays,’ Tokenization Power Plays Evolve, Fragmentation Continues

Jan 13 2016

NFC Times Exclusive Fifth Annual Year Ahead for NFC Feature: 2016 will see more commercial launches of mobile payments with host card emulation, as banks seek to enable their own apps to do payment, while in some cases competing with the ‘Pays.’

Top 10 Misses for NFC in 2015: SIM-Based NFC Falls Further; Apple Pay Expansion Comes Up Short

Jan 13 2016

NFC Times Exclusive – While 2015 was arguably the year that saw the most important rollouts yet of NFC technology, led by Apple Pay, 2015, like past years, was mar

No. 3 Taiwanese Issuer Seeks to Outflank Larger Rivals with Own HCE Service; Picks Visa Over MasterCard to Sponsor Launch

Dec 29 2015

NFC Times Exclusive Insight – TAIPEI, Taiwan: Taiwan’s third largest credit card issuer, E.Sun Commercial Bank, today announced the launch of mobile payments with host card emulation, the first bank on the island nation to launch HCE commercially. NFC Times had reported the planned launch Dec. 3.

Apple and Samsung Announce Plans for Mobile Payments Launches in China

NFC Times Exclusive Insight – Apple has announced overdue plans to launch Apple Pay in China early next year, touting a list of 15 major banks that will enable customers to load their credit and debit cards in its Wallet app, including China’s big four state-owned banks. Meanwhile, Samsung followed with an announcement of its planned launch of Samsung Pay in China, which was also expected.

Google Announces Plans to Expand Android Pay to Australia, as Apple Regroups in Country

NFC Times Exclusive Insight – Google has announced it will expand Android Pay in the contactless payments hotspot of Australia during the first half of 2016 with at least two of the big four banks among other issuers planning to participate, while Apple had to make do with only one issuer, American Express, for its Apple Pay launch in the country.

China UnionPay, Banks Expand HCE-Based Mobile Payments in Advance of Apple Pay Launch

NFC Times Exclusive Insight – Even as major Chinese banks and payment network China UnionPay prepare to participate in what is expected to be the launch of Apple Pay in China in the first quarter, they are expanding their Android-based mobile-payments services using host card emulation.

Wal-Mart Launches Apple Pay Rival, Using QR Codes to Enable Payments from Own App–and Without MCX

NFC Times Exclusive Insight – Wal-Mart Stores, the world’s largest retailer by sales, has launched its own mobile payments service, Walmart Pay, from its app, using QR codes displayed at checkout to link to funding payment or gift cards.