buy metformin online buy propecia buy clomid buy synthroid seroquel

Chinese Bank Launches NFC Payment on Embedded Secure Element in HTC Phones

Handset maker HTC and China Merchants Bank have officially announced the launch of a mobile-payment service that puts a contactless payment application on an embedded secure chip in HTC Android phones.

Outside of the Google Wallet in the U.S., the project is believed to be one of the first mobile-payment services to use the embedded chip in NFC-enabled Android phones or any NFC smartphone for that matter.

There are already millions of NFC phones in circulation with embedded secure chips, including those from South Korea’s Samsung Electronics and Taiwan-based HTC. The same phones also support the SIM as secure element.

By using the embedded chips, service providers could potentially avoid dealing directly with mobile operators and to put their applications on NFC SIM cards issued by the telcos. But operators also exercise various degrees of control over embedded secure elements in NFC phones in markets in which they subsidize a significant percentage of handsets.

In China, consumers would buy the HTC One XC, the Chinese version of HTC’s One X flagship, and the lower-end HTC Desire C reportedly at bank branches. Both phones come loaded with a contactless debit application or electronic purse supporting Quick Pass, which is payment network China UnionPay’s answer to Visa payWave and MasterCard PayPass. The global version of the One X is also reportedly available for the project.

The bank and handset maker are reportedly calling the service, “mobile wallet.” The phones include Android-based mobile-wallet software. HTC and the bank had a soft launch of the service in June, but only announced it Tuesday.

It’s unclear how widely the project is rolling out, however. The Chinese NFC market is characterized by telcos and payments players launching a number of NFC and contactless technologies, which are in various stages of experimentation.

For example, China UnionPay launched a project with HTC and a couple of other phone makers that puts its Quick Pass application on microSD cards that have a nonstandard single-wire protocol connection to the NFC chip. China Construction Bank and at least one local bank in the southwestern Chinese city of Chongqing have issued the microSDs, but few are used for contactless payment.

China’s largest operator, China Mobile, recently announced a deal to cooperate with UnionPay in rolling out NFC on SIMs supporting a standard single-wire protocol connection. The big telco plans to launch a large trial starting in February. China Mobile had earlier launched proprietary RF-SIM cards.

And China’s three mobile operators, led by China Telecom, have issued SIM cards with flexible antennas, mainly supplied by China-based Watchdata. China Telecom, among others, might also issue SIMs with embedded antennas that support the standard contactless frequency, 13.56 MHz, for closed-loop payment.

As NFC Times has reported, Android handset makers have included embedded chips in many of their phones and all of Samsung’s popular Galaxy S III models are believed to carry embedded chips. Samsung has formed a mobile-commerce unit or is in the process of doing so and plans to enable payment and other applications in markets in which telcos don’t control the distribution of phones.

Research In Motion also includes embedded chips in all of its NFC-enabled BlackBerrys, though is only proposing to use the chip for enterprise ID applications so far, not wanting to alienate mobile operators it desperately needs to buy its models.

Google continues to anchor its wallet to embedded chips in its own phones and others offered by U.S. carrier Sprint and Sprint owned mobile virtual network operator Virgin Mobile USA.

HEADLINE NEWS

Japan’s NFC Device Rollout Tops 20 Million, Though Still Few Places for Consumers to Use Them

Japan’s rollout of phones and tablets supporting standard NFC technology has topped the 20 million mark, with Japan’s three major mobile operators deploying the handsets with NFC chips along with domestic FeliCa technology. But Japanese consumers still have few places to use the hybrid devices.

Apple to Launch Payments Service on Monday in U.S., Shuns Support for NFC in Tablets

Oct 17 2014 (All day)

Apple’s new tablets, the iPad Air 2 and iPad mini 3, unveiled today, will support the Touch ID fingerprint sensor to enable users to make purchases in apps with Apple Pay, but not in stores with NFC.

Despite NFC-Enabled iPhone and Watch, Hotels Appear to be Opting for BLE for Phone-Based Door Keys

NFC Times Exclusive: Several hotel chains are planning to start equipping certain properties with door locks supporting Bluetooth low energy by the early part of next year, or are seriously investigating the technology, which enables guests to enter their rooms with keys stored on their smartphones, Legic Identsystems, one of the technology vendors involved, told NFC Times.

China UnionPay Reportedly Strikes Deal with Samsung to Use Embedded Chips

Oct 9 2014 (All day)

Samsung Electronics reportedly says it has an agreement with payment network China UnionPay that would enable embedded chips in more than 3 million of its devices in China with China UnionPay’s contactless-payments service, though no banks have yet been mentioned as issuers.

NFC Forum Launches ‘Tap Into NFC’ Developer Program, Though Apple’s Platform Remains Closed

As the NFC Forum launches a new program to attract more application developers to the NFC ecosystem, the organization told NFC Times that it is encouraged by Apple’s adoption but considers it likely that the NFC developer community will focus on Android for the near future.

Taiwanese Telco Launches NFC; Implementation Issues with Mifare Limits Handset Models

Oct 2 2014 (All day)

TAIPEI, Taiwan – Taiwan’s largest telco, Chunghwa Telecom, Wednesday announced the launch of its long-planned NFC commercial service, enabling MasterCard PayPass credit cards from four banks, along with one of the first mobile NFC services supporting a Mifare transit purse, EasyCard.

Taiwan’s No. 1 Telco Prepares to Announce NFC Commercial Launch

Oct 1 2014 (All day)

Taiwan’s largest mobile operator, Chunghwa Telecom, will announce the small commercial launch of NFC service on Wednesday, with participation from MasterCard Worldwide, four major banks and the island nation’s largest transit and retail e-purse, EasyCard, NFC Times has learned.

People on the Move: Visa Europe’s Director of Mobile Joins Apple

Apple has hired Visa Europe’s director of mobile, Mary Carol Harris, as the tech giant gears up for its expected launch of Apple Pay in Europe later next year.

Makers of NFC Accessories Targeting iPhone Contend Their Market is Not Lost

NFC Times Exclusive: Despite the announcement by Apple of its first NFC-enabled iPhone, released Friday, promoters of NFC-enabled attachments targeting the iPhone contend they will not lose business.

NFC Forum Adds Long-Awaited Analog Testing to Its Device Certification Program

The NFC Forum has added the final major component to its device certification with the addition of analog testing, but the impact of the development on handset makers’ willingness to submit their devices for certification remains to be seen.

Softcard Hopes to Quiet Critics in Announcing Support From Major Fast-Food Chain

Just when many industry observers were counting Softcard out in the wake of Apple’s announcement of Apple Pay, the mobile carrier joint venture formerly known as Isis today announced a deal with its biggest merchant to date, the Subway sandwich fast-food chain.

Spain’s Bankinter Launches HCE Commercially

Spanish bank Bankinter has launched its long-anticipated mobile-payments service based on host-card emulation, after being one of the first banks to propose an HCE-enabled service.