IPhone NFC Buzz Grows Louder, Could be More than Speculation

There is no confirmation yet that Apple will adopt NFC for the forthcoming iPhone 6, but some sources have told NFC Times they believe there is substance to the rumors that Cupertino is finally ready to adopt the technology this year.

UPDATE: While the sources do not have direct knowledge that Apple is planning to introduce NFC on its next iPhone, they are generally plugged into the NFC ecosystem. Moreover, they have not been part of what has become an annual rite of groundless speculation in past years that Apple would embrace NFC. END UPDATE.

Unlike that past speculation–much of which dwelled on Apple’s purported designs on the payments industry with its hundreds of millions of iTunes accounts on file–the sources told NFC Times that if Apple adopts NFC in the iPhone 6 this year, it would take the conventional approach. That means it would support established payments brands, such as Visa, MasterCard and China UnionPay and probably include an embedded secure element and perhaps support NFC SIM cards with the controller.

UPDATE: It would likely use generic payment applets supporting the various payment scheme applications, such as Visa payWave, MasterCard PayPass and, in China, UnionPay's Quick Pass. It might be possible to have an applet supporting both payWave and PassPass. The generic applet or applets would reduce hassles provisioning the application and personalizing it, and reduce the required TSM services. Personalization might be done on the back-end, according to sources. Some believe Apple is also doing deals with banks directly. END UPDATE.

Still, while promising for backers of NFC, this remains within the realm of speculation. And the information is separate from an analyst report released yesterday by Morgan Stanley, which has garnered much attention the past 24 hours, predicting Apple would adopt NFC using an NFC controller from NXP Semiconductors and likely also an embedded secure element from NXP. 

Of course, even if the analysts have it right this year, their conclusions are not based on any new or revealing information. The Morgan Stanley report, though well-researched, offers no direct evidence of Apple's NFC intentions. If Apple does adopt NFC, however, NXP would be the obvious supplier.

Words: 

1,300 

Among Topics Covered:

  • Sources sound positive tones for NFC backers about possibility of an NFC-enabled iPhone 6
  • Waiting for confirmation of Apple’s embrace of NFC technology
  • Morgan Stanley Report: well-researched but no direct evidence of Apple’s NFC intentions
  • NFC-enabled iPhone–a likely bounty for NXP Semiconductors
  • China would be a key market for NFC-enabled iPhone 

Among companies and organizations mentioned:

Apple
NXP Semiconductors
China UnionPay
Morgan Stanley
Broadcom
Samsung Semiconductors
VeriFone

This is premium content from NFC Times.

Read Full Article 

© NFC Times and Forthwrite Media. NFC Times content is for individual use and cannot be copied or distributed without the express permission of the publisher.

HEADLINE NEWS

LA Metro Plans NFC-Enabled Mobile App for TAP Card But Holds Off on Open Payments

NFC TIMES Exclusive Insight – The Los Angeles County Metropolitan Transportation Authority, or Metro, plans to introduce mobile payments using NFC phonesbut only supporting its closed-loop TAP fare payments service, not open-loop payments, NFC Times has learned.

Chinese Wearables Makers Begin to Introduce Low-Cost Devices Supporting NFC Payments

NFC TIMES Exclusive Insight – A new smartwatch from low-cost Chinese wearables maker Huami and the latest fitness band version from Huami’s major investor and partner, Xiaomi, both support transit and retail payments–making them among the first budget smart wearables devices supporting NFC payments.

In-Depth: San Francisco’s $461 Million Transit Contract Will Support NFC Ticketing but Not Open-Loop Contactless Payments

NFC TIMES Exclusive Insight – A planned US$461 million contract to upgrade and operate the Clipper fare collection system in the San Francisco Bay Area will include account-based ticketing and a mobile app that will enable customers to tap for rides with a closed-loop virtual Clipper card on NFC-enabled smartphones.

Apple Drops Requirement to Have App Open for Tag Reading

NFC TIMES Exclusive Insight – Apple has relaxed its approach to NFC tag reading in its new iPhone Xs, Xs Max, and Xr models, removing the requirement to have a reader application open in order to use a tag. It calls the feature Background Tag Reading, and it offers essentially the same functionality that Android devices have had for years.  

Fossil Expands Support for NFC Payments, as It Continues Push into Smartwatch Market

NFC TIMES Exclusive Insight – U.S.-based Fossil Group is pushing deeper into the smartwatch market, as it seeks to diversify from the financially strapped traditional watch market. Among the apps Fossil is offering on several new smartwatch models are Google Pay and Alipay, the latter in China.

Google Expands Payments Service in India, Targeting Projected $1 Trillion Digital Payments Market

NFC TIMES Exclusive Insight Google, its eye on India’s projected US$1 trillion digital payments market in five years, has rebranded its Tez payments service to Google Pay and is planning to expand its services, including to Gmail-based payments and, later, NFC.

Fitbit Unveils First Non-Smartwatch Supporting NFC Payments Service, but Progress of Device Rollout Slow

Oct 13 2018

NFC TIMES Exclusive Insight ­– U.S.-based wearables maker Fitbit in November plans to release its first non-smartwatch supporting its payments service, Fitbit Pay, with the recent unveiling of its new health and fitness tracker Charge 3–but as with its Versa smartwatch, released in April, the NFC payments feature will only be available on a “special edition” version of the tracker in the U.S. and likely in some other markets.

Analysis: Three Years In, Samsung Pay Transaction Figures Are Still Nothing to Boast About

NFC TIMES Exclusive Insight – ­Three years after its launch in South Korea, consumer take-up of Samsung Pay remains lackluster, despite the company’s efforts to hype up its newly released figures.

Dominant NFC Chip Supplier Seeks to Move Up Value Chain by Providing More Services

NFC TIMES Exclusive – NXP Semiconductors, the dominant supplier of NFC chips and secure elements for smartphones and wearables, is seeking to push further up the value chain, offering such services as a white-label wallet platform and provisioning of bank and transit payments applications.

More Cities Plan to Launch Transit Ticketing in Google Pay Wallet

NFC TIMES Exclusive – Some major cities plan to enable their transit fare payments in the Google Pay wallet, using NXP’s Mifare 2GO provisioning service, NXP Semiconductors confirmed to NFC Times, adding that the implementations could put the fare-payments applications on secure elements.

Vancouver Transit Authority Plans to Run Open-Loop and Closed-Loop Fare Collection Side by Side

Aug 13 2018

NFC TIMES Exclusive – Vancouver-area transit authority TransLink is seeing modest consumer take-up for its new open-loop contactless fare payments service and around 6% of the contactless EMV credit transactions are from NFC mobile wallets so far, NFC Times has learned.

Mastercard Backs Open-Loop Transit Payments in Taiwan’s No. 2 City

NFC TIMES Exclusive Insight – Kaohsiung, Taiwan’s second-largest city, plans to enable riders to enter subway gates by tapping contactless EMV credit cards and NFC wallets by the end of the year, working with Mastercard.