buy metformin online

U.S.: Bank Launches Beta Test of microSDs with iPhone

Salt Lake City, Utah; Portland, Ore.United States
Scope: 
Trial
Launch: 
Jan 2013
Main Application: 
Payment
Mobile Operator: 
N/A
Service Provider (application): 
U.S. Bank (Visa payWave)
Merchants: 
A range of merchants that accept Visa payWave in Salt Lake City, Utah, and Portland, Ore., and beyond
Users: 
N/A
NFC Handsets: 
N/A
TSM*: 
N/A
Secure Element: 
microSD card
Other Vendors: 
DeviceFidelity (microSD cards, iCaisse4X iPhone case), Visa (payWave application), Datacard Group (personalization of payment application) NXP Semiconductors (NFC phone chip), STMicroelectronics (embedded secure element)

U.S. Bank, the No. 5 commercial bank in the U.S. launched its Go Mobile service as a beta test in two cities for new FlexPerks Travel Rewards Visa Signature account holders. The bank indicated it would introduce the service “more broadly” in 2013.  The NFC-payments service is available only on the iPhone 4 and 4S models, since the iPhone attachment from DeviceFidelity was yet ready for the iPhone 5 in January of 2013. Customers approved for the bank’s FlexPerks card and who opt in for the service receive a free iPhone case from the bank, along with a card that carries an EMV chip, which they could use in the U.S. and also in chip-and-PIN terminals abroad. The microSDs store a Visa payWave application and customers could tap where payWave is accepted. The case, DeviceFidelity’s iCaisse4X, carries a full NFC chip, along with an embedded secure element The 4X case also offers extended battery life.

NFC Times Take: 

The Go Mobile service on the DeviceFidelity microSDs is the same implementation that the Isis telcos in the U.S. plan to launch for their two-city trial in Salt Lake City and Austin, Texas. DeviceFidelity changed suppliers of the embedded secure element for the U.S. Bank and also the forthcoming Isis launch to a chip from STMicroelectronics, which has more memory for applications. The chip carries a total of 1.2 megabytes of flash memory, about half available for services, and Isis requested the extra memory. DeviceFidelity had been using both an NFC chip and secure element from NXP. U.S. Bank launched its first trial of contactless microSD cards in late 2010 and extended it to a number of cities. It hasn’t released results of the trials publicly. But in its announcement of the Go Mobile service, the bank’s chief innovation officer, Dominic Venturo, said the bank has “incorporated all of the feedback we have received from prior pilots and our customer research into this latest offering.” A number of other banks have trialed DeviceFidelity's technology, with mixed results. The banks used earlier versions of the iPhone case, as well as contactless microSDs that could be inserted into non-NFC-enabled BlackBerry and Android phones.

HEADLINE NEWS

Visa Announces Plans to Introduce Token Service as Part of Mobile Revamp

Jul 25 2014 (All day)

Visa Inc. announced Thursday it would launch a tokenization service in September, as part of what it calls its Visa Digital Solutions “suite of offerings.”

Taiwan Telco Group Goal of 2014 TSM Launch May be Hard to Reach; NFC SIM Footprint Also Small

Jul 24 2014 (All day)

Taiwanese mobile operators have sold a combined 4.2 million NFC-enabled phones and hope to launch their joint TSM platform by the end of the year.

E-Plus Joins Other German Telcos in Launching NFC Wallet and Prepaid Payments Service

Germany’s third largest mobile operator, E-Plus, has launched NFC payments with a prepaid wallet card, joining other German telcos, which have also launched prepaid payments applications on their SIM cards.

Australian Credit Union Launches First HCE Service in Asia Pacific

Jul 14 2014

Australia’s largest credit union, CUA, is the first financial institution in Asia-Pacific to commercially launch mobile payments using host-card emulation, announcing the move today in Australia.

China UnionPay Strikes Deal with ZTE to Use Embedded Chips for Payments

Payment network China UnionPay and China-based handset maker ZTE have disclosed an agreement to enable contactless payment on embedded chips in two of ZTE’s latest high-end Android phones.

Hungary Concludes Year-Long NFC Trial, Prepares for Commercial Launches

As the Hungarian Mobile Wallet Association prepares to enable its members to commercially launch NFC mobile payments, it has released the results of its 12-month NFC payments and loyalty pilot along with a survey of users.

Swiss Telcos to Share Tapit NFC Mobile Wallet Platform

Swiss telco Swisscom has launched an NFC mobile wallet app called Tapit, with the country’s two other major telcos expected to follow later in 2014.

Airlines Continue to Test NFC for Boarding; BLE Piloted for Airport Navigation

France-based telco Orange and Air France, along with airline industry and information technology services provider SITA have launched a trial of an NFC boarding pass application for the airline’s route from Toulouse to Paris, and SITA is also piloting Bluetooth low energy beacons at Dallas/Fort Worth International Airport.

Visa, MasterCard to Offer HCE Services to Banks, as They Seek to Expedite Rollout of Technology

NFC Times Exclusive: Both Visa and MasterCard plan to offer their own HCE services to banks and other issuers to help the financial institutions launch host-card emulation, as the payment networks continue to try to expedite the rollout of HCE technology for NFC mobile payments, NFC Times has learned.

BBVA’s Pioneering HCE Service: Payments Innovation Head Talks Tokens, Reasons for Shunning SIMs

NFC Times Exclusive: Host-card emulation represents an “inflection point” for driving the rollout of NFC mobile payments and could also help the SIM-based NFC ecosystem to become more efficient and less costly, the head of payments innovation for major Spanish bank BBVA told NFC Times.

Canada Sees More NFC Commercial Launches with SIMs, but Market Remains Unsettled

Jul 15 2014 (All day)

NFC Times Exclusive: With its high rate of smartphone ownership, strong contactless-payment infrastructure and well-developed NFC ecosystem, Canada is increasingly seen as a market to watch for NFC commercial deployments.

Spanish Bank BBVA Announces Commercial Launch of HCE-Based Payments

Jul 1 2014 (All day)

Spanish bank BBVA is claiming to be the first bank to commercially launch payments with host-card emulation, announcing today an upgrade of its Android mobile-wallet app incorporating Visa’s HCE specifications.