Taiwan: Chunghwa Trials Mobile Payment With Visa and Chinatrust
The six-month plus trial put 500 of the Nokia 6131 phones on sale in a handful of shops for Chunghwa, Taiwan’s largest mobile telco. Users could download the Chinatrust bank’s payWave application over the air. They could also tap chip-tags smart posters to download electronic coupons that would appear in a “graphics-rich” software on the phones, part of Visa’s mobile platform user-interface application on the phones. Trial was delayed by at least two months waiting for government approval and a problem with the handoff of keys needed to download the application on the embedded chip from one trusted service manager to another.
Trial took place amid a flurry of NFC piloting among Taiwanese telcos, which has since cooled. The trial showed the type of problems that can arise with control of the keys to the secure element. TSM Venyon--the joint venture between Nokia and smart card vendor Giesecke & Devrient—had the keys to the embedded chip in the Nokia NFC phones used for the project. But Visa had hired Cassis International as TSM and wanted them transferred to this vendor. That created delays. Organizers also had to wait longer than expected for regulators with Taiwan’s Financial Supervisory Commission to approve putting a payment application on a mobile phone.
* Trusted Service Manager: Defined loosely to include companies or other organizations securely distributing, provisioning and managing applications, generally over the air, on secure elements in NFC mobile phones; or licensing their platforms for this purpose.
N/A: Not available or not applicable.