Topic “Host-Card Emulation”

Visa and MasterCard: HCE Can be as Secure as Secure Elements

Published: Mar 3 2014

NFC Times Exclusive: While continuing to support their applications on secure elements in NFC phones, Visa and MasterCard Worldwide confirmed their firm support for host-card emulation the past week, as they continue to fast-track new HCE specifications to the market.

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Visa and MasterCard Announce Support for Host-Card Emulation

Published: Feb 19 2014

Visa and MasterCard Worldwide have announced support for host-card emulation and cloud-based payments, with Visa saying it already has initial standards ready and noted endorsements from banks in the U.S., Australia and Canada.

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Major Payments Networks Prepare to Introduce Specifications for HCE

Published: Feb 19 2014

NFC Times Exclusive: The major payments schemes have kept a low public profile in their work on host-card emulation, but they have been quietly fast-tracking the drafting of specifications for the technology for use with their NFC-mobile payments applications, NFC Times has learned.

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The Year Ahead for NFC: Telcos Finally Ready to Roll Out, But Alternatives to SIMs Multiply

Published: Jan 5 2014
Jan 7 2014

NFC Times Exclusive: As 2014 unfolds, the NFC ecosystem appears as unsettled as ever, with embedded secure chips expected to compete with NFC SIMs in several markets to store applications, and Google throwing its weight behind an alternative that could eventually enable service providers to avoid secure elements altogether.

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HCE Moves Forward with Promise and Not a Little Hype

Published: Dec 13 2013

NFC Times Special Report, Part Two: 
Interest continues to run high in host-card emulation since Google announced it would support the technology in its new version of Android, but with few if any public pilots of open-loop payment and no waivers or certifications yet granted by the major payment schemes, the technology has some maturing to do.

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Canadian Coffee Chain Launches Mobile Payments With Host-Card Emulation

Published: Dec 13 2013

Canada-based coffee and fast-food chain Tim Hortons has launched what is believed to be the first full commercial NFC mobile-payments service using host-card emulation.

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SPECIAL REPORT: Google Backs Host-Card Emulation, but Visa and MasterCard Could Hold Keys to Success

Published: Nov 5 2013
Nov 15 2013

NFC Times Special Report, Part One: In a move with potentially far-reaching implications for the NFC industry, Google has built support for host-card emulation into its new Android operating system, which could enable payments and other “secure” applications without a secure element.

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Westpac NZ Product Chief: HCE Offers Bank More Simplicity, Control

Published: Jul 31 2014
Aug 1 2014

NFC Times Exclusive: Westpac New Zealand’s product chief told NFC Times he believes host-card emulation will reduce costs and increase flexibility, while ensuring the bank can use its own branded wallet.

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Australian Credit Union Launches First HCE Service in Asia Pacific

Published: Jul 13 2014
Jul 14 2014

Australia’s largest credit union, CUA, is the first financial institution in Asia-Pacific to commercially launch mobile payments using host-card emulation, announcing the move today in Australia.

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BBVA’s Pioneering HCE Service: Payments Innovation Head Talks Tokens, Reasons for Shunning SIMs

Published: Jul 3 2014

NFC Times Exclusive: Host-card emulation represents an “inflection point” for driving the rollout of NFC mobile payments and could also help the SIM-based NFC ecosystem to become more efficient and less costly, the head of payments innovation for major Spanish bank BBVA told NFC Times.

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HEADLINE NEWS

Australian Transit Agency to Launch Mobility-as-a-Service Trial as It Pursues Long-Term MaaS Strategy

Published: Dec 9 2021

Plans by Transport for New South Wales, Australia’s largest transit agency, to launch a trial enabling users to plan, book and pay for multimodal rides is the next step toward the agency’s long-ter

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Updated: U.S. Transit Agency Seeks to Reduce–Though Not Eliminate–Cash Acceptance with New Fare-Collection System

Published: Dec 9 2021

Updated: The Spokane Transit Authority in Washington state confirmed that its new fare-collection system will include contactless open-loop payments–with a beta test planned for next October, a spokesman told NFC Times' sister publication Mobility Payments.

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UK Government Seeks to Bring London-Style Contactless Fare Payments System to Other Regions

Published: Nov 30 2021

The UK government’s plan to equip 700 rail stations over the next three years to accept contactless open-loop payments is a major initiative, as it seeks to replicate the success of London’s contactless pay-as-you go fare payments system elsewhere in the country–a goal that has proved elusive in the past.

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More Cities in Finland Expected to Move to Open-Loop Fare Payments

Published: Nov 16 2021

A fourth city in Finland is beginning to roll out contactless open-loop payments, with “more in the pipeline,” according to one supplier on the project, making the Nordic country one of the latest hotspots for the technology.

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Moscow Metro Expands Test of ‘Virtual Troika’ in Pays Wallets, as It Continues to Develop Digital-Payments Services

Published: Nov 16 2021

Moscow Metro is recruiting more users to test its “Virtual Troika” card in two NFC wallets, those supporting Google Pay and Samsung Pay, as one of the world’s largest subway operators continues to seek more ways for its customers to pay for rides.

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Ohio Transit Agency Expects Significant Revenue Loss as it Builds Equity with Fare Capping

Published: Nov 16 2021

The Central Ohio Transit Authority, or COTA, officially launched its new digital-payments service Monday, including a fare-capping feature that the agency estimates will cost it $1.8 million per year in lost fare revenue, the agency confirmed to Mobility Payments.

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Special Report: Interest Grows in ‘White-Label EMV’ for Closed-Loop Transit Cards

Published: Nov 2 2021

As more transit agencies introduce open-loop fare payments, interest is starting to grow in use of white-label EMV cards that agencies can issue in place of proprietary closed-loop cards for riders who don’t have bank cards or don’t want to use them to pay fares.

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Swedish Transit Agency Launches Express Mode Feature for Apple Pay, though Most Ticketing Still with Barcode-Based App

Published: Oct 28 2021

Skånetrafiken, the transit agency serving one of Sweden’s largest counties, announced today it has expanded its contactless open-loop payments service to include the Express Mode feature for Apple Pay.

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Major Bus Operators in Hong Kong Now Accepting Open-Loop Payments–Adding More Competition for Octopus

Published: Oct 28 2021

Two more bus operators in Hong Kong on Saturday launched acceptance of open-loop contactless fare payments, with both also accepting QR code-based mobile ticketing–as the near ubiquitous closed-loop Octopus card continues to see more competition.

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Moscow Metro Launches Full Rollout of ‘Face Pay;’ Largest Biometric Payments Service of Its Kind

Published: Oct 18 2021

Touting it as the largest rollout of biometric payments in the world, Moscow Metro launched its high-profile “Face Pay” service Friday, as expected, and predicted that 10% to 15% would regularly us

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Indonesian Capital Seeks to Expand to Multimodal Fare Collection and MaaS

Published: Oct 18 2021

Indonesia’s capital Jakarta, whose metropolitan area is home to more than 30 million people, is notorious for its stifling traffic congestion. In response, the government metro and light-rail networks and now it is funding an expansion of the fare-collection system to enable more multimodal payments and to build a mobility-as-a-service platform.

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Exclusive: NFC Wallets Grow as Share of Contactless Fare Payments and Not Only Because of Covid

Published: Oct 18 2021

Transit agencies that have rolled out open-loop contactless payments are seeing growing use of NFC wallets to pay fares, as Covid-wary passengers see convenience in tapping their phones or wearables to pay.

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