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Globe Telecom of the Philippines is planning to expand its GCash funds-transfer and bill-payment service to the physical point of sale, and has launched a project that puts a closed-loop GCash payment application onto microSD cards.

Three Taiwanese banks are seeking to enable their customers to tap their mobile phones to make purchases with MasterCard PayPass using microSD cards in a full Android NFC phone from HTC, as well as an iPhone attachment with an embedded chip, as part of separate NFC mobile-payment projects.

China’s big domestic payment network, China UnionPay, is moving forward with plans to roll out mobile payment on microSD cards in full NFC phones–lining up one of China’s biggest banks and models from at least six handset makers for the initial rollout.

China’s fast-growing bank card network China UnionPay is making its move this year into mobile payment–and may try to outflank China’s big mobile operators by pushing for microSD cards to carry its application rather than SIM cards or other secure elements in NFC phones.

Since its creation in 2006 from the merger of the two largest smart card makers at the time, Gemalto has billed itself as “the world leader in digital security.”