GlobalPlatform

Headquarters: 
United States

When founded in 1999, GlobalPlatform’s mission was mainly to clear the way for multiapplication smart cards by bringing together banks, card networks, merchants, telecommunications companies and others to set standards.

But multiapplication smart cards didn’t happen, at least not in any significant numbers.

The GP consortium then occupied itself with overseeing standards for the over-the-air downloads of toolkit applications and supporting data to SIM cards. GP interoperable software also found its way onto about half a billion banking and ID smart cards over the years.

But with the smart card and related industries gearing up for NFC, GP is again playing a central role in laying the groundwork for interoperable multiapplication platforms—this time on phones and other devices.

It formed a Mobile Task Force in 2007, and in 2008, it issued standards for using SIM cards as secure elements in NFC phones to store payment, transit ticketing and other secure applications. Among other things, GP software keeps the applications on the SIM securely separate and attempts to define how those applications will be managed over the air. It is working on specifications for test tools and certification of these standards.

But SIMs are not the only secure chips that service providers might use to store their applications in NFC phones. They might put them on embedded chips. But the question of owns the chips and keys for the applications could create problems for the NFC ecosystem. So GP is coming up with a new issuing model for the embedded chips and also for secure micro-SD cards that might store the apps. The SD cards could either come with their own radio antenna or possibly link to one built into the phones.

GP is also attempting to work out standards to deal with issues brewing over the user interface for the NFC applications. The standards, for example, could determine how consumers at the point of sale choose from a digital wallet full of payment applications and how they might activate and deactivate applications. So the organization is developing a contactless registry service, or CRS.

GP is working with other organizations on these specifications, including French telcos and banks, which have already specified how they think consumers should use payment, loyalty and other applications on NFC phones. These French specifications might not gain adoption from such international payment schemes as Visa, so GP is helping to smooth potential conflicts.

GP’s membership is still somewhat slanted toward the payments industry, including Visa Inc., along with other major payment card brands, such as MasterCard Worldwide and, more recently, American Express. Most other members are vendors.

Of course, GP’s renewed role in standardizing the platforms for multiapplication smart card chips in NFC phones depends on whether NFC really gets rolled out by mobile operators and banks, along with other service providers.

But if the multiapplication mantra being chanted by NFC’s backers turns out to ring as hollow as it did with smart cards, it certainly won’t be GP's fault.

Key figures: 

GlobalPlatform-Compliant SIMs for OTA Downloads
2.2 billion (2009)

GlobalPlatform-Compliant Smart Cards 2005 2006 2007 2008 2009
Banking and ID Cards 75 120 265 305 440

Membership
60 (As of Nov. 2009)

Key NFC Personnel: 
Kevin Gillick, executive director
Gil Bernabeu, technical director
Sébastien Tormos, chairman
Marc Kekicheff, vice chairman and Mobile Task Force leader
Last Updated: 
Nov 2009
Author: 
Balaban

HEADLINE NEWS

Australian Transit Agency to Launch Mobility-as-a-Service Trial as It Pursues Long-Term MaaS Strategy

Plans by Transport for New South Wales, Australia’s largest transit agency, to launch a trial enabling users to plan, book and pay for multimodal rides is the next step toward the agency’s long-ter

Updated: U.S. Transit Agency Seeks to Reduce–Though Not Eliminate–Cash Acceptance with New Fare-Collection System

Updated: The Spokane Transit Authority in Washington state confirmed that its new fare-collection system will include contactless open-loop payments–with a beta test planned for next October, a spokesman told NFC Times' sister publication Mobility Payments.

UK Government Seeks to Bring London-Style Contactless Fare Payments System to Other Regions

The UK government’s plan to equip 700 rail stations over the next three years to accept contactless open-loop payments is a major initiative, as it seeks to replicate the success of London’s contactless pay-as-you go fare payments system elsewhere in the country–a goal that has proved elusive in the past.

More Cities in Finland Expected to Move to Open-Loop Fare Payments

A fourth city in Finland is beginning to roll out contactless open-loop payments, with “more in the pipeline,” according to one supplier on the project, making the Nordic country one of the latest hotspots for the technology.

Moscow Metro Expands Test of ‘Virtual Troika’ in Pays Wallets, as It Continues to Develop Digital-Payments Services

Moscow Metro is recruiting more users to test its “Virtual Troika” card in two NFC wallets, those supporting Google Pay and Samsung Pay, as one of the world’s largest subway operators continues to seek more ways for its customers to pay for rides.

Ohio Transit Agency Expects Significant Revenue Loss as it Builds Equity with Fare Capping

The Central Ohio Transit Authority, or COTA, officially launched its new digital-payments service Monday, including a fare-capping feature that the agency estimates will cost it $1.8 million per year in lost fare revenue, the agency confirmed to Mobility Payments.

Special Report: Interest Grows in ‘White-Label EMV’ for Closed-Loop Transit Cards

As more transit agencies introduce open-loop fare payments, interest is starting to grow in use of white-label EMV cards that agencies can issue in place of proprietary closed-loop cards for riders who don’t have bank cards or don’t want to use them to pay fares.

Swedish Transit Agency Launches Express Mode Feature for Apple Pay, though Most Ticketing Still with Barcode-Based App

Skånetrafiken, the transit agency serving one of Sweden’s largest counties, announced today it has expanded its contactless open-loop payments service to include the Express Mode feature for Apple Pay.

Major Bus Operators in Hong Kong Now Accepting Open-Loop Payments–Adding More Competition for Octopus

Two more bus operators in Hong Kong on Saturday launched acceptance of open-loop contactless fare payments, with both also accepting QR code-based mobile ticketing–as the near ubiquitous closed-loop Octopus card continues to see more competition.

Moscow Metro Launches Full Rollout of ‘Face Pay;’ Largest Biometric Payments Service of Its Kind

Touting it as the largest rollout of biometric payments in the world, Moscow Metro launched its high-profile “Face Pay” service Friday, as expected, and predicted that 10% to 15% would regularly us

Indonesian Capital Seeks to Expand to Multimodal Fare Collection and MaaS

Indonesia’s capital Jakarta, whose metropolitan area is home to more than 30 million people, is notorious for its stifling traffic congestion. In response, the government metro and light-rail networks and now it is funding an expansion of the fare-collection system to enable more multimodal payments and to build a mobility-as-a-service platform.

Exclusive: NFC Wallets Grow as Share of Contactless Fare Payments and Not Only Because of Covid

Transit agencies that have rolled out open-loop contactless payments are seeing growing use of NFC wallets to pay fares, as Covid-wary passengers see convenience in tapping their phones or wearables to pay.